Fixed Deposits & Bonds
Predictable income options from top-rated financial institutions. Protect your capital while earning steady returns across flexible tenures.
Why FDs & Bonds?
Fixed deposits and bonds provide guaranteed returns with capital protection. They are ideal for conservative investors, retirees, or anyone looking to balance their portfolio with low-risk instruments.
8%+
Returns p.a.*
AA+
Min Rating
6m-10y
Tenure Range
Key Features & Benefits
Types of FDs & Bonds We Offer
Corporate Fixed Deposits
Higher interest rates than traditional bank FDs from CRISIL/ICRA rated companies. Ideal for investors seeking better returns with moderate risk.
Government Bonds
Sovereign-backed securities offering guaranteed returns. Zero default risk and tax-efficient options available under specific schemes.
Tax-Free Bonds
Interest income is fully exempt from income tax. Issued by government-backed institutions like NHAI, REC, PFC, and IRFC.
Short-Term Deposits
Park your surplus funds for 6-12 months with competitive interest rates. Ideal for emergency funds or short-term financial goals.
Frequently Asked Questions
What is the minimum investment for FDs?
Minimum investment varies by issuer. Most corporate FDs start from ₹15,000, while some bond options start from ₹10,000. We help you find options that fit your budget.
Are corporate FDs safe?
We only recommend FDs from issuers with investment-grade credit ratings (AA or above from CRISIL/ICRA). However, unlike bank FDs, corporate FDs are not covered under DICGC insurance.
How is FD interest taxed?
Interest earned on FDs is added to your income and taxed as per your slab rate. TDS is deducted if interest exceeds ₹5,000/year (₹50,000 for senior citizens). Tax-free bonds are exempt.
Can I get monthly payouts from FDs?
Yes. Many corporate FDs and bonds offer non-cumulative options with monthly, quarterly, or annual interest payouts — ideal for regular income needs.
Enquire About FDs & Bonds
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